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Buyers Want Your Home for as Little as Possible.
Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision.
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three mortgages at one time. Download TripleCalc now. It's
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Peter Tobia and Carol Taylor
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Download TripleCalc for FREE. It's Our Gift to You. You can compare three loans at one time with TripleCalc software. The software installs easily on your Windows PC. You don't have to be online to use TripleCalc, like the other calculators on our site. You can leisurely compare three loans from three different lenders, and try different scenarios to see which loan is best for you. TripleCalc would cost you about $30 elsewhere, but you can have it for FREE. It's our gift to you for visiting our Vero Beach, Melbourne and Treasure Coast web site. You can send copies of TripleCalc to all your friends and associates. Click on the Download link below to get TripleCalc. It's a small file (about 225k) so it will download quickly. Save it on your hard drive, and then double-click on it. You'll see that it installs in a snap... Download
TripleCalc Now!
This is what TripleCalc
will look like on your Windows PC. You can compare 3 loans,
at one time -- and you don't have to be online. TripleCalc
lets you get a leg up on complicated loan comparisons. |
Includes 8 other calculations
you can't do without:
- Simple Mortgages with P.I.T.I.
- Pre-qualifying mortgages
- Plus lease, investment, balloon payment and
other calculators.
- Every calculator uses the super-convenient
"compare three at once" format.
- It's FREE.
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TripleCalc Now!
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TripleCalc Now! |
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About Appraisals >Three Caballeros
When you buy a house or refinance your present home, your lender will ask you to pay for an appraisal to help ensure that the sales price and mortgage amount is consistent with the property's market value. The appraiser will look for "three caballeros" or three "comparables" -- homes that are very similar to the one you are buying -- and will make adjustments to reflect the differences between the properties.
Housing patterns tend to be homogenous, meaning that homes worth $300,000 are usually located in $300,000 neighborhoods. It is important for properties to be within the general pricing patterns of their neighborhoods because over-valued homes, even if they are exceptional, are sometimes difficult to sell at full market price.
This is not the only factor considered in determining the worth of a property, but it is an important one. The buyer or seller may view the property as a home or an investment, but lenders view it in a completely different way. To a lender, property means security in the event a borrower fails to repay a mortgage. Therefore, lenders must know real estate values in order to limit their risks.
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| Q |
At the doors of what famous temple do you find yourself when you climb the 'Stairway to Heaven'?
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| A |
The Temple of Heaven in Beijing, China, attracts the local faithful and tourists. |
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Peter Tobia and Carol Taylor
Thorpe - Sotheby's International Real Estate
675 Beachland Boulevard
Vero Beach, FL 32963
732-735-5114: 908-331-0669
petertobia@NUMBER1EXPERT.com
We specialize in Oceanfront, Indian Riverfront,
Vero Beach Barrier Island, local waterfront
communities and finer neighborhoods along Vero
Beach and the Treasure Coast.
Proudly serving Vero Beach, John's Island,
Orchid Island Golf and Beach Club, Indian River
Shores, Windsor, Sea Oaks, The Moorings, The Indian River Club, Grand Harbor, Wabasso,
Sebastian and the Melbourne
Beaches.
Carol is a licensed REALTOR, has a Graduate
Realtor Institute designation and over 29 years
of Real Estate sales experience, as well as
dozens of sales awards for outstanding
achievements.
Peter is a licensed REALTOR and a licensed
Professional Engineer, with extensive
residential building and development experience
and knowledge.
Find out why Money Magazine has named the Vero
Beach, Indian River County region as "One of
the best places to live in the nation" several
years in a row. Come join us for "Another Day
in Paradise" at Vero Beach!
We are the Vero Beach, Melbourne and Treasure
Coast NUMBER 1 Real Estate EXPERTS.
Call or e-mail us today!   
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